Consultation
Inheritance & Estate Planning Advice
Practical guidance on how pensions, ISAs, life cover, and gifts sit alongside wills and lasting powers of attorney.
Who it is for
Families wanting to reduce avoidable inheritance tax pressure and ensure the right people inherit pension death benefits.
What you receive
A coordinated note for your solicitor covering nominations, gifting capacity, and life cover that supports estate intentions.
Provider: Cedar Wharf Financial Advice
Scope of the engagement
Included
- Pension expression of wish review
- Gifting affordability discussion
- Life cover gap check
- Briefing note for legal advisers
Not included
- Will writing or trust deeds
- Probate administration
How the work unfolds
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1
Family map
We document dependents, previous marriages, and business interests.
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2
Asset alignment
We check how each pot would pass on death.
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3
Solicitor briefing
We prepare a concise note your solicitor can use.
Preparation & practical notes
Bring existing wills, lasting power of attorney documents if held, and any trust paperwork.
Legal drafting remains with a solicitor; we advise on the financial side only.